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A great source of information regarding resources available to families and businesses in Cuyahoga County can be found a the Cuyahoga Board of County Commissioners website. The site features a very concise guide to various county services and programs for families. The guide lists income requirements for the programs and lists programs that don’t get a lot of attention such as the “The Grandparent/Kinship Caregiver Program.”

For businesses, the site provides the Economic Development Handbook that lists many loan and business development programs offered by the state, county, and local cities. I’ve downloaded a copy and I use it at my office as a resource for my small business clients.

It is a great source of information and we will add the site to our library as a link.

Filed by Gregory Boop under Consumer Law
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When faced with foreclosure, you may be desperate to try any solution.

More often then not, the solutions offered by some foreclosure solutions companies are scams. These companies prey on desperate people and take advantage of them knowing that, in most cases, they cannot fight back.

The Ohio Attorney General offers this list to consider before you use anyone to address your foreclosure issue:

1. Don't panic. Get detailed information about the deadlines you face in resolving your problems. Pay special attention to the date on which you would lose legal right to ownership of your home.
2. If you have a pending lawsuit against you for your home you can contact legal aid or the bar association to find an attorney to represent you.
3. If you are getting foreclosure threatening letters but are not yet in a lawsuit contact a certified HUD counselor for assistance.
4. Be wary of any claim to stop foreclosure for a fee.
5. Never sign a contract under pressure. Take your time and consult a lawyer, if possible.
6. Never make your mortgage payments to anyone other than your lender. If you can't pay, do not ignore warning letters from your lender; contact them immediately to work out payment arrangements.
7. Don't sign anything with blank lines or spaces; information could be added later without your knowledge and consent.
8. Call the Better Business Bureau and the Attorney General’s office to see if there are any complaints against the company before you use them. Contact the AG’s office at www.ag4ohio.gov or by calling 1-877-AG4OHIO.
9. If you do not speak English, never use a company’s translator. Instead, insist on using your own.
10. The Ohio Attorney General filed suit against some of these companies on August 8, 2007. You can see the list of companies and the Complaints filed against them, here
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Filed by Gregory Boop under Consumer Law Business